A wealth plan identifies your life goals and provides you with a personalized wealth management strategy to meet your financial milestones and achieve each objective.

However, a wealth plan isn’t something you set and forget.


Over the years, your goals themselves will change—one will be reached, another may be modified and perhaps a new goal will be added. For example, having saved for a child’s wedding could be one goal completed, while the wish to purchase a condo down south for your retirement years may be a new goal to achieve. Any change in goals calls for a change to your wealth plan.


Many life situations and events have financial consequences that can affect a wealth plan. Say an individual goes through a divorce and the costs and settlement cause this person to reassess their retirement plans. Or someone receives an inheritance earlier than expected and, with this financial cushion, leaves their management position to launch their own business. A parent may learn that only one of their two children wants the family vacation property and, to equalize inheritances, purchase a life insurance policy with the other child as beneficiary. A retired couple may not expect to have education savings as a financial goal, but now have two grandchildren and want to help fund their education. You’ll most assuredly have your own unique situations that will affect your wealth plan in some way.


Together, we can regularly monitor your wealth plan to ensure it reflects your evolving needs. You can also let us know whenever a life event occurs or a goal changes. We’ll make sure your plan changes accordingly and you remain on track to meeting your financial objectives.

This material was prepared for and published on behalf of your financial advisor and is intended only for clients resident in the jurisdiction(s) where their representative is registered. This material is provided solely for informational and educational purposes and is not to be construed as an offer or solicitation for the sale or purchase of any securities or as providing individual investment, tax or legal advice. Consult your professional advisor(s) prior to acting on the basis of this material. Insurance products are available through advisors registered with applicable insurance regulators. Individual equities are available only through representatives of Assante Capital Management Ltd. In considering any particular investment, please remember that past performance is no guarantee of future performance. Although this material has been compiled from sources believed to be reliable, we cannot guarantee its accuracy or completeness. All opinions expressed and data provided herein are subject to change without notice. Neither CI Assante Wealth Management or its dealer subsidiaries Assante Capital Management Ltd. and Assante Financial Management Ltd., nor their affiliates or their respective officers, directors, employees or advisors are responsible in any way for any damages or losses of any kind whatsoever in respect of the use of this material. CI Assante Wealth Management is a registered business name of Assante Wealth Management (Canada) Ltd. Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Assante Financial Management Ltd. is a member of the Mutual Fund Dealers Association of Canada and the MFDA Investor Protection Corporation (excluding Quebec). © 2022 CI Assante Wealth Management. All rights reserved.